In each family money can sometimes be a problem. This is why most people try to not spend carelessly. Do you have a family budget? How do you manage it?

i dont really have a family budget, i should but i dont, which is why im in debt

We kind of have a budget. A lot of our bills are paid using bpay through internet banking and money automatically goes on the electricity, phone, internet, gas etc on pay day before we even get out of bed. It certainly makes paying bills easier and what's left over is for food, petrol and anything else we need during the week.