So many people have insurance for a lot of things. We have to pay for the car/home insurance, but some peoplel go even farther as to get a life insurance too. Do you have such thing? Would you consider it to be useful?

i dont have it yet but its cause i cant afford it. It is useful because it takes care of all costs after you die, so you family wont have to worry about how to take care of everything

I have accident & life insurance (I think that's what its called) I can claim if I lose income or something like that. It's been ages since I checked my policy but it's all done through my bank

hmmm .. i don`t have one....i thought to made one....but i`m still thinking

My husband and I both have life insurance. We both invested in the insurance after my son was born. If one of us passes away before the other there is a good amount of padding there which will help the other deal with income, the house and our son (schooling expenses or daycare...etc.).

The best time to get it is when you are younger and especially if you don't have health issues. The more issues you have the higher your rating and the more you will pay per month. A basic policy will cover your death expenses for your family.

Jenn

No but I have to get one when I start driving.

I don't have one yet and for now i don't consider it. I'll be 30 this year, I am in perfect health and so far am not married or having kids. Maybe in some time I'll start thinking about this too ...

I work for an insurance company so I have life insurance coverage through my employer. I am single and 27 YO so $60,000 USD in life insurance is probably more than I need. But it is definitely cheaper to get insurance when you are young and healthy.

Obviously, I've it and I think it's essential for every person.