There are times we need to spend less. And many tips for this so that we can save more. When it comes to cutting back the spending, what do you do? How do you manage this?

If I spend too much, I can't eat. It's a pretty good deterrent.

We're the same. If we overspend there isn't much left over for groceries .. being hungry is a good deterrent.

well i have so many bills there usually isnt enough for groceries anyway, hopefully this year we will get situated

I feel shy to borrow money from my parents that's how I control my spending when I don't have enough money to splurge on

This week! I am
1. “fake shopping” it’s pretending to shop… fill a cart… go to check out and re-justify why you need each item. No guilt feeling about the sales clerks having to put things back.
Savings =At least half in each situation! That amounted to $325.00
2. Monitor cel phone usage, by reseting my minutes used on the phone and found a 1-800-Free411 for directory assistance.
Savings = no prime time overage charges $10-15
PLUS $1.79 a pop for a 411 call --which amts to $15 a month

3. NO MORE Starbucks $5.00 coffees
Purchase Krups capuchino maker cost $80
Purchased high quality Peets coffee
Makin my own java – yummmyyyyy ; )
Savings = Gonna save a fortune!

Leigh
stick the landing guru!

These are some good tips indeed

Don't know if we said , but I'll use this reply for it